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Strategy · Long-Term

BUY AND HOLD

BullishDefined riskBeginner

Overview

A passive investment strategy where an investor buys stocks or ETFs and holds them for a long period, regardless of short-term market fluctuations. The most proven wealth-building approach for most investors.

Setup

  1. 1.Identify high-quality companies or broad market index funds.
  2. 2.Purchase shares.
  3. 3.Hold for years or decades, reinvesting dividends.

Max profit

Theoretically unlimited as stock prices can rise indefinitely.

Max loss

Total amount invested (if stock goes to zero, which is rare for diversified portfolios).

Breakeven

Purchase price plus fees.

When to use

When you believe in long-term economic growth and have a 5+ year time horizon.

When to avoid

When you need the money in the short term or if a company's business model is permanently broken.